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Ready for a New/Used Vehicle ? |
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It is a known fact that a new vehicle depreciates as soon as you drive it off the lot. A financially savvy option is to buy a used vehicle. Another good financial option is a vehicle loan from your credit union. We can get you ready with a low-rate and no gimmicks pre-approved loan. Before making your decision, do a little homework to minimize the risk of buying "a used lemon." Research before you buy and know what you are willing to pay. When you find a vehicle you think you may want, walk around the vehicle looking for signs of poorly done body repairs. And, look under the trunk mat for silt or dried mud. This could indicate a flood damage vehicle. Look at the tires for excessive or irregular wear. Also, look under the hood. Check fluid levels and look at visible belts and hoses to ensure they're in good condition. Test drive and have it inspected by a qualified mechanic to make sure it's in good condition. When you find the "one" you want, your credit union will have the best deal in town and is here to help you.
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Do you know someone who could benefit from belonging to the credit union? Because you are a member of the credit union, members of your immediate family are also eligible to join. And chances are many of your friends and neighbors can participate in the benefits of belonging, too.
Please pass the word about the credit union difference. As a financial cooperative, any profits don't land in the pockets of a few shareholders. Instead, they are returned to member/owners in the form of lower rates on loans, higher rates on savings, or improved services.
The more members who join the credit union, the stronger we become. So do yourself and your family and friends a favor and direct them to the credit union. They will thank you for it, and so will we!
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If you're looking for competitive rates on savings or low rates on loans, we think you'll find the best rates in town at the credit union. That's because, here, you're a member, not just a number. As a member-owned financial cooperative, we're here to serve you, not make a profit for temperamental stockholders. So whether you're saving for that long-awaited vacation, holiday shopping, or college tuition, we have a savings plan to help you reach your goals. If you need financing for a new car, home improvements, or debt consolidation, you'll find the rates and terms to fit your budget. At the credit union, we believe people are worth more than money. And that translates to higher rates on savings, lower rates on loans, and better service. Contact the credit union today to find out what deals we may have for you.
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Using an automated teller machine (ATM) to get some quick cash or to make a deposit has become such a routine part of our lives; it's easy to forget to exercise caution. Keep these safety tips in mind:
- Memorize your Personal Identification Number (PIN). Never write it on your card. If you write it down and keep it in your wallet, disguise it as part of an address or telephone number, for example, John Smith's cell: 456-9876 or Sally Smith: 1234 Easy St.
- Stay alert. Be aware of someone lurking nearby who may be after your cash or anyone who is "shoulder surfing" - criminals who are looking over your shoulder to obtain personal information.
- Complete your transaction promptly. Don't fumble with your wallet or purse.
- If you use an ATM at night, chose one that is well lit and free of shrubbery.
- Keep your receipt until you have reviewed your monthly statement.
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