|
Fairless Credit has loans for all reasons. You will appreciate our low rates, flexible terms and convenient application process. You can apply in person, over the phone, via fax, or any day and any time right here on our web site. We promise to handle your request quickly and efficiently. Our goal is to help you reach yours. |
100% financing of actual selling price
- Flexible terms ranging from 36 to 72 months
- Pre-approved auto draft. Go car shopping with a check in hand to give you added bargaining power and convenience.
- Ask us to show you how Credit Union financing is better than the 0% dealer financing.
|
- Up to 100% financing of the book value of car.
- Flexible terms ranging from 36 to 72 months.
- Pre-approved auto draft. Go car shopping with a check in hand to give you added bargaining power and convenience.
- Great way to save money on your monthly payment by refinancing your existing auto with a low rate Credit Union loan.
|
|
Closed End Loans
- Borrow up to 80% of the equity in your home
- Convenient terms of up to 15 years.
- Low fixed rates with an application fees of $200.00 - $350.00
- Interest may be tax deductible (check with your tax advisor)
- Apply Online Now!
Home Equity Line of Credit (HELOC)
- Borrow up to 80% of the equity in your home.
- Borrow money time and time again without ever having to re-apply.
- Low variable rates with an application fees of $250.00 - $350.00
- 10 year draw period with draws for as little as $500.
- Apply Online Now!
|
- Money can be used for any reason:
- Bill consolidation, vacation or even a household purchase.
- Flexible terms up to 60 months.
- Your signature and good credit get you there.
|
- Personal line of credit established to allow for borrowing additional funds over and over without having to re-apply.
- Limits up to 5,000.
- Can be used for any purpose.
- Great rate and flexible repayment terms.
- Apply Online Now!
|
- Use the value of your stock certificates as collateral
- Borrow up to 75% of the value of your stock.
- No credit check or pay verification needed
- Great rates and terms
|
|
SHARE OR CD SECURED LOANS |
- Use the power of your savings deposits to borrow against.
- Low rates and terms of up to 60 months.
|
|
VISA CLASSIC and PLATINUM CARDS |
 Fairless Credit Union offers two types of Visa cards to meet all members needs. To better protect our members, we use VISA Falcon Fraud Prevention Services. As a Visa cardholder, you will receive continual monitoring of your card activity with the Falcon Fraud detection system to help identify and prevent fraudulent transactions on your account. If you receive a message from Falcon on behalf of the Fairless Credit Union regarding your Visa Credit Card, it is in your best interest to return the call at
1-800-437-9392 to verify potential fraud.
| TO REPORT A LOST OR STOLEN VISA CARD |
Visa Credit Card 1-800-433-0505 |
Visa Debit Card 215-295-4108 |
After Hours 1-800-991-4961 |
After Hours 1-800-472-3272 |
Visa Classic
- NO annual fee.
- Low 11.5% fixed rate.
- 25 day grace period on all purchases.
- Cash advances available
Visa Platinum
- All benefits of Visa Classic with a low 9.9% fixed rate
- Higher credit limits (up to $10,000.00)
- Many other benefits available. (Inquire with Credit Union)
|
|
OTHER TYPES OF LOANS AVAILABLE |
- Boat loans
- Motorcycle loans
- Motor Homes
- RV's
- Mobile Homes
- Vacation loans
- Pay-day loans
- Holiday loans
|
|
|
|
|