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Credit Union Hours

Morrisville Branch
Mon-Friday: 8-4:30

Fairless Hills Branch
Mon-Wed: 8:30-4:30
Thurs: 8:30-5
Friday: 8:30-6
Sat: 9-12

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Upcoming Events

Sun Mar 11
Daylight Savings Time
Fri Mar 30
2012 Annual Meeting

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Federal Benefits

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Better Choice Program

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THE CREDIT UNION IS NOW OFFERING A
SHORT TERM CASH ADVANCE LOAN

- Maximum loan amount of 20% of weekly or 
   bi-weekly NET direct deposit*
- Interest rate of 15%
- Repayment term 1 payroll cycle
- Application fee of $20
- 10% of loan amount held in savings as security

    * ask Member Services for more details

Loan Services
Fairless Credit has loans for all reasons. You will appreciate our low rates, flexible terms and convenient application process. You can apply in person, over the phone, via fax, or any day and any time right here on our web site. We promise to handle your request quickly and efficiently. Our goal is to help you reach yours.
 
NEW VEHICLE LOANS
  • loans100% financing of actual selling price
  • Flexible terms ranging from 36 to 72 months
  • Pre-approved auto draft. Go car shopping with a check in hand to give you added bargaining power and convenience.
  • Ask us to show you how Credit Union financing is better than the 0% dealer financing.
 
USED VEHICLE LOANS
  • Up to 100% financing of the book value of car.
  • Flexible terms ranging from 36 to 72 months.
  • Pre-approved auto draft. Go car shopping with a check in hand to give you added bargaining power and convenience.
  • Great way to save money on your monthly payment by refinancing your existing auto with a low rate Credit Union loan.
 
HOME EQUITY LOANS
Closed End Loans
  • Borrow up to 80% of the equity in your home
  • Convenient terms of up to 15 years.
  • Low fixed rates with an application fees of $200.00 - $350.00
  • Interest may be tax deductible (check with your tax advisor)
  • Apply Online Now!

 

Home Equity Line of Credit (HELOC)
  • Borrow up to 80% of the equity in your home.
  • Borrow money time and time again without ever having to re-apply.
  • Low variable rates with an application fees of $250.00 - $350.00
  • 10 year draw period with draws for as little as $500.
  • Apply Online Now!
 
SIGNATURE LOANS
  • Money can be used for any reason:
  • Bill consolidation, vacation or even a household purchase.
  • Flexible terms up to 60 months.
  • Your signature and good credit get you there.
 
PERSONAL SERVICE LOANS
  • Personal line of credit established to allow for borrowing additional funds over and over without having to re-apply.
  • Limits up to 5,000.
  • Can be used for any purpose.
  • Great rate and flexible repayment terms.
  • Apply Online Now!
 
STOCK SECURED LOANS
  • Use the value of your stock certificates as collateral
  • Borrow up to 75% of the value of your stock.
  • No credit check or pay verification needed
  • Great rates and terms
 
SHARE OR CD SECURED LOANS
  • Use the power of your savings deposits to borrow against.
  • Low rates and terms of up to 60 months.
 
VISA CLASSIC and PLATINUM CARDS
visaFairless Credit Union offers two types of Visa cards to meet all members needs. To better protect our members, we use VISA Falcon Fraud Prevention Services.  As a Visa cardholder, you will receive continual monitoring of your card activity with the Falcon Fraud detection system to help identify and prevent fraudulent transactions on your account. If you receive a message from Falcon on behalf of the Fairless Credit Union regarding your Visa Credit Card, it is in your best interest to return the call at
1-800-437-9392 to verify potential fraud.
TO REPORT A LOST OR STOLEN VISA CARD
Visa Credit Card
1-800-433-0505
Visa Debit Card
215-295-4108
After Hours
1-800-991-4961
After Hours
1-800-472-3272
Visa Classic
  • NO annual fee.
  • Low 11.5% fixed rate.
  • 25 day grace period on all purchases.
  • Cash advances available
Visa Platinum
  • All benefits of Visa Classic with a low 9.9% fixed rate
  • Higher credit limits (up to $10,000.00)
  • Many other benefits available. (Inquire with Credit Union)
 
OTHER TYPES OF LOANS AVAILABLE
  • Boat loans
  • Motorcycle loans
  • Motor Homes
  • RV's
  • Mobile Homes
  • Vacation loans
  • Pay-day loans
  • Holiday loans